Rates & Insurance
Rates
- Initial Counseling Intake (60 minutes): $150
- Individual Counseling Session (50 minutes): $140
- Individual Counseling Session (60 minutes): $150
- 6 Hour EMDR Intensive: $900
- 9 Hour EMDR Intensive: $1350
I am out of network for all insurances.
If you wish to use out-of-network benefits, and these are available on your plan, you are responsible for the full fee at each session. I will provide a Superbill for you to seek reimbursement from your insurance company.
Please note, EMDR Intensives are a premium services and are NOT covered by insurance. I WILL NOT supply a Superbill for EMDR Intensive services.
If you want to use insurance:
Most insurance plans for whom I am out of network will cover one psychotherapy session per week, except those that only provide reimbursement if you see a doctor in their network. Since I am an “out of network provider,” patients may need to meet a deductible, and then they will be reimbursed a certain percentage of each session fee after that. This amount varies from one insurance carrier to another. Payment is expected at the time of service. I will provide you with a Superbill that includes all the information needed to submit a claim to your insurance company. If you have any questions about how to obtain reimbursement, I will be happy to discuss them with you.
Some questions you might have for your insurance carriers are:
- What are my mental health benefits?
- Do I have “out of network” coverage for outpatient mental health services?
- What is the coverage per therapy session? (if a percentage is quoted, make sure you ask if that is a percentage of the therapist’s fee or a percentage of the insurance company’s “customary fee”)
- How many sessions does my plan cover?
- Is approval required by my primary care physician?
- Is there a preauthorization involved?
Risks of Using Insurance
Insurance companies only pay for things that are “medically necessary.” This means that someone has to actually diagnose you with a mental health disorder AND prove that it is impacting your health on a day-to-day basis. Anything that is part of your file becomes a permanent part of your file. This means that when you apply for new health insurance, life insurance, and certain types of job, they can require an authorization to release information to view your entire medical record.
You can be told over the phone that something is covered and you can still be denied once they review the diagnosis. I will not assume responsibility if a claim is denied.
Payment
I accept cash, check and all major credit cards as forms of payment.
In many cases therapy sessions are reimbursable through Health Spending Accounts offered by your employer. Please check with your benefits department.
Cancellation Policy
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for the full rate of the session. For EMDR Intensive sessions, a 72 hour cancelation policy will be enforced.
Good Faith Estimate
Under The No Surprises Act (Title 45, section 149.610 of the Code of Federal Regulations), you have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.
Under the law, health care providers need to give patients who don’t have insurance, or who are not using insurance, an estimate of the expected charges for medical services, including psychotherapy services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask your health care provider, or any other provider you choose, for a Good Faith Estimate before you schedule a service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, for $25, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!